Meet the Long-Term Care Insurance Experts

The biggest mistakes to avoid when considering Long-Term Care Insurance:

  1. Waiting too long to start planning 
  2. Believing it won’t happen to you 
  3. Counting on government programs 
  4. Not working with a long-term care insurance specialist 

Costs vary between insurers, discounts vary between insurers and acceptable health conditions vary. You want to work with an experienced and knowledgeable professional who stays current and can get you the best coverage for the best price. Here at Long-Term Care Consultants, all we do is long-term care all day, everyday.

It doesn't cost anymore to work with an expert.

Linda Tsironis Caruthers, CSA, LTCP

  We can't predict the future,
   but we can give you peace of mind.


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 Linda T. Caruthers

Linda Tsironis Caruthers earned the Long-Term Care Professional designation from America’s Health Insurance Plans (AHIP) in 2005 and the Certified Senior Advisor designation from the Society of Certified Senior Advisors in 2006.

She is president of Long-Term Care Consultants, Inc. located in North Chesterfield, Virginia. Although Linda has been in the insurance industry since 1989, she has specialized in long-term care insurance since 2001.   More on Linda...




Linda S. Cunningham CLTC  

 Linda S. Cunningham Linda earned her Certification in Long Term Care professional designation in 2007 and has been a member of the AALTCI , the American Association of Long Term Care Insurance since 2007.  
She has been named one of the top 10 Producers in Virginia in 2008, 2009 and 2010. Linda joined Long Term Care Consultants in 2011 after working independently for several years.
More on Linda...



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